About Us

Who We Are

About Heritage

Heritage Insurance Brokers Pvt Ltd was incorporated in 1993. Licensed as Composite Insurance Broker by the IRDA (Indian Insurance Regulator) we have been providing Reinsurance and Direct Insurance services to Cedants and Clients locally and globally. We also offer insurance related services such as Risk Management, Risk Inspections and Claims Management etc. Heritage combines deep understanding of the Indian market and excellent international relationships to provide value added, professional, cutting edge risk management and insurance/reinsurance solutions to its clients. Since our inception, we have earned a reputation for service and commitment, driven by management philosophy of integrity, clarity and transparency.

Headquartered in Kolkata and an office in Mumbai and Chennai, Heritage is committed to serving both individual and corporate requirements, with its tailor-made insurance solutions and proactive services to suit customer needs by way of providing Personalized Professional Services. We strive to build long lasting mutually beneficial relationships based on trust Heritage is very bullish on the under-served and under-penetrated insurance market in India which rapidly growing. Manned by professionals with time-tested expertise and vast experience of the sector, Heritage aims to be a leading Brokerage Practice and Service Provider to the consumer.

Our Team

Heritage Team

Smita Bajoria

B.A. (Hons.)

Chairperson

Smita Bajoria is an entrepreneur with a holistic vision for the Indian Insurance market. She has been instrumental in developing various facets and aspects of this organization over the years.

Chandan Saha

B.Com (Hons), A.C.A.

Principal Officer

A Chartered Accountant by profession, he has over 29 years experience in the manufacturing and service industries. Over the last 18 years he has been in the insurance industry, out of which 14 years with Heritage and has evolved as a reputable practitioner of reinsurance. The balance 4 years he has been with Magma HDI General Insurance Co. Ltd being involved with UW, IT, Reinsurance as well as Finance. He has rejoined Heritage with a Finance and Compliance role.

Samir Banerjee

B.Sc

Vice President

He has 37 years of rich work experience in PSU General Insurance Company in marketing and developing insurance business. He also has deep knowledge of various government mass insurance schemes in West Bengal like Crop insurance, Mass Health Insurance, having being involved in their implementation.

S. Sanjeevirajan

B.B.A., AIII
Assistant Vice President

S.Sanjeevirajan started his career in United India Insurance Co Ltd in 1979. He introduced many major accounts whilst as the LCB and developed excellent rapport with all his clients. He handled about fourteen power projects including three mega projects. He joined Heritage Insurance Brokers Pvt Ltd Co as Associate Vice President with brings a vast wealth of knowledge in technical, underwriting and claims with which to deliver the best in class service to the clients.

Bappaditya Majumder

B.Arts

Vice President

Bappaditya is an Arts Graduate from RK Mission Vidyamandir, Belur , West Bengal . He has been with Heritage over the past Sixteen years and has evolved as a reputable practitioner in Direct Broking . He has passed the Broking examination and engaged in procuring business, maintaining liaison with existing clients in terms of Insurance solution and claim related Matter.

Sreerupa Sirkar

B.Com, PGDM

Vice President – Reinsurance

Sreerupa is a Commerce Graduate with Post Graduate Diploma in Business Management from Apeejay School of Management, Delhi. She has been with Heritage over the past eight years and has evolved as a reputable practitioner in Reinsurance. She has travelled overseas widely and established good contacts with insurers/reinsurers and developed inward and reinsurance business.

Sabyasachi Nayak

B.Com(Hons)

Compliance Officer

15 years of experience in Back office support in various fields of Insurance Operation , Underwriting, Insurance Claims and Admin. Presently looking after reinsurance accounts along with IRDAI compliance.

B Girish Babu

BE-Computer Science and a Fellow from The Insurance Institute of India

Vice President

22+ Years of General Insurance experience in areas of -Risk Management, Marketing, Underwriting, Claims and Operations.

Lakshmi Narayan

B. Com.
Senior Vice President

Lakshmi Narayanan over 30 years of rich experience in the Insurance domain. Over this period, he has worked with various insurers both Public and Private sector in various roles With his vast experience. He possesses the competency to efficiently manage and structure complex insurance program for the clients at the same time focus on Risk Management and client servicing for the business relationships.

V. S. Raja

B.COM, Associate from Insurance Institute of India
Vice President

Raja is a commerce Graduate and Associate from Insurance Institute of India. He has over 16 years of Marketing experience in Broking Industry
Raja’s clientele spans across various domains like IAR, Cellular Network, Fire, Engineering, Cash Management, Health and many more.