Travel Insurance

As the Medical Treatment outside India are UNAFFORDABLE  and generally treatment outside India has some restrictions in Mediclaim  Policy, this OMP policy provides indemnity for expenses incurred for medical treatment for illness, disease contracted or injury sustained during overseas travel and which is primarily in the nature of an emergency and which is necessary to be undertaken immediately.

Travel insurance provides cover for a range of areas reflected in the main sections of a travel. Policies typically have the following six sections – medical expenses, personal liability, personal accident, cancellation and curtailment, delayed and missed departures, and money and belongings.

Losses due to venereal disease, AIDS virus, pregnancy (except complications of pregnancy), or abortion. Losses due to mental, psychological, or nervous disorders including anxiety, depression, neurosis or psychosis and Losses due to nuclear radiation or radioactive contamination are not covered.

Cancellation cover is one of the main reasons people take out travel insurance, alongside cover for medical expenses and personal possessions, as no one wants to be both disappointed and out of pocket if they are unable to go on their travel.

The main coverage :- Medical Expenses, Accidental Death, Delay of Checked in Baggage, Sickness Dental Relief, Accidental Death, Delay of Checked in Baggage, Loss of Checked in Baggage, Loss of Passport, Personal Liability Benefit, Trip Cancellation,Pre-Existing Diseases Coverage in Life threatening medical conditions.

The sum insured will be from 50000USD to 500000USD.