Public Liability

Cover – offers cover for third party liabilities (Bodily Injury / Property Damage) arising out accidents on (all) the premises occupied by the Insured and legal costs incurred in connection therewith. The policy can be extended to cover similar liabilities arising out of Accidental Pollution, Act of God Perils, Transportation of Hazardous Substances, Carriage of treated effluents etc.

Depending upon your nature of operations the following Public Liability Insurance Policies are available

  • Public Liability Industrial Risks- Manufacturing Units
  • Public Liability Non Industrial Risks- Non Manufacturing entities like IT Companies, BPOs, Hotels, Schools, Restaurants and Clubs, Hospitals
  • Public Liability Act- For all business units handling hazardous substances as per Public Liability Act, 1991 that are to compulsorily take this insurance cover
  • (In addition to the Act Cover one can take the Public Liability (Industrial or Non Industrial) to cover the additional liabilities over and above the ACT prescribed amounts)

CUSTOMERS
Industrial and Non Industrial Organisations – anyone exposed to Third Party Liabilities.